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financing

THE BEST SLEEP OF YOUR LIFE AT AN AFFORDABLE PRICE
0% Interest for 24 MONTHS
with a Sleep Number® credit card through 07/08/18. 24 equal monthly payments required.

Special Financing offers

Offers available through 07/08/18:

  • 36-month financing* on FlexFit 3 adjustable base
  • 24-month financing† on Sleep Number® and Sleep Number 360® Classic, Performance and Innovation Series beds, r5 bed, DualTemp layer, and FlexFit 1 and 2 adjustable bases
  • 12-month special financing available‡ on SleepIQ Kids® beds and all other Sleep Number® beds

Financing offers only valid with use of a Sleep Number® credit card. All financing offers are subject to credit approval.

View Financing Disclosures

Apply for Financing

You can apply for financing online or by calling 1-888-411-2188

  • STEP 1: Fill out a short online application

    You don't need to select a bed before you apply

  • STEP 2: Credit decision

    After you submit your application, you'll receive a credit decision right away

  • STEP 3: Shop

    Once approved, we'll provide you with a financing code you can use at checkout, when you shop online, in store or over the phone

OR CALL 1-888-411-2188

Sleep Number
MANAGE YOUR FINANCING
Do you have a Sleep Number credit card?

Financing Disclosures

No Interest for 36 Months*

With a Sleep Number® credit card through 7/8/18. 36 equal monthly payments required.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

No Interest for 24 Months

With a Sleep Number® credit card through 7/8/18. 24 equal monthly payments required. Not combinable with cash savings, except with purchase of FlexFit™ 1 and 2 adjustable bases and r5 bed.

Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

No Interest if Paid in Full within 12 Months

With a Sleep Number® credit card through 7/8/18. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.

Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Payment FAQ

What is the Sleep Number® Credit Card?

Sleep Number® offers customers a credit card through Synchrony Bank with a revolving credit line to use again and again at Sleep Number® locations.*

How do I apply for a Sleep Number® Credit Card?

You can apply for a Sleep Number® Credit Card by applying online or at any of our convenient locations. Click here to apply online or here to find your nearest store location.

Where do I check the status of my account?

To check the status of your Sleep Number® credit card account, click on the Manage My Account link above/below to go to the Synchrony Bank website. After logging into your account, you will be able to: Make a payment
View your balance
Update your account information
Schedule up to your next 12 payments

How can I make a payment on my Sleep Number® Credit Card?

There are three convenient ways to pay your bill.

Pay Online: Click here to manage your account and make payments online.
Pay by Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 during the hours listed below to make a payment by phone. Mon – Sunday 7:30 am to 12:00 midnight EST
Pay by Mail: Mail payments o the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061

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